Resources
My Book: “Upside Down: How We Survived 7 Short Sales”- Enjoy the Foreword by Dan Miller (author of 48 Days to The Work You Love), the Introduction, and Chapter 1. Happy reading!
Quickie_Budget – Great place to start naming every dollar before it is spent.
Major Components of a Financial Plan -Goal is to eventually accomplish all of these.
Recommended Budget Percentages – Working with clients, these percentages provide a starting point of allocating money for each budget category.
breakdown_of_savings – After your emergency fund is fully funded, you can start savings for other items such as car repairs, home maintenance, furniture, etc…
Get the Real Facts - Money truths and business facts….
Money Verses – Need common sense answers? Check out what God says about money.
Credit Reporting Agencies – Contact information for all 3 credit agencies.
pro_rata_plan – The percentage amount of what you can afford to pay each creditor.
- send this to your creditors if you cannot pay the minimums on your account.
Baby_Steps -These are the steps that we use sequentially with each client. You can look at them at any time to judge your progress towards your future goals.
monthly_cash_flow_plan - Every dollar on this sheet should be allocated to some category on this sheet.
consumer_equity_sheet - Calculating your current assets and debts.
irregular_income_planning – Budget planning for the people who are self employed and commission only.
allocated_spending_plan – To allocate your whole paycheck before you spend a dime.
monthly_retirement_planning – Ready , set, retire with dignity!
monthly_college_planning – With college costs skyrocketing, it’s important to start planning.
lump_sum_planning – These could be budget busters. It’s important to average the costs on a per month basis.
Short Sale Items needed for the Lender- Have all of these, you should be good to go!
Short Sale Financial Statement- This form is what lenders require from you when doing a short sale
Mortgage Definitions- Definitions from ARM’s to Workout
The Power of Goal Worksheet- Plan and attain your goals for 7 areas in your life!
Ideavirus by Seth Godin- Enjoy this free e-book from the master of marketing!
Think and Grow Rich- Get ready to change your whole mindset with this classic by Napoleon Hill!
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